Objektiv is an evidenced based habit and productivity app that financially hurts to fail.
Breaking problems down and tracking progress every day is the best way to achieve your goals. Objektiv uses a combination of intrinsic and extrinsic motivational techniques to keep you on track.
Using Objektiv you state your high-level goals. You then break these high level goals down in to smaller achievable tasks, and importantly, set out how you’re going to achieve them.
Failure to follow your actions comes at a financial penalty. The app finds the right balance between long term habit creation and short term incentivisation.